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Dispute at Pillings


andy the hammer

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P.S. The post I was contradicting was Ark Right saying "Mike, most private dwellings can legally be used for limited business purposes."

 

I still maintain most private dwellings cannot be used legally for even limited business purposes. Your post seems to support this. One might get away with it, but that doesn't make it legal!

 

MtB

Edited by Mike the Boilerman
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P.S. The post I was contradicting was Ark Right saying "Mike, most private dwellings can legally be used for limited business purposes."

 

I still maintain most private dwellings cannot be used legally for even limited business purposes. Your post seems to support this. One might get away with it, but that doesn't make it legal!

 

MtB

Yes, I was just joining in to relate my own experience. What about all the tele workers the government encourages?

I'm pretty sure it is legal, it's when it comes to car movements, increased parking and anything that could be classed as a nuiscance to your neighbours I seem to remember you're on a sticky wicket. The planning dept were ok even with an employee or two as long as they arrived on foot or parked on my drive and stayed there all day as opposed to it being a base for a call-out type operation (plumber ;) ). It was 10 years ago and I dealt with it in a way that was legal and moved on so I don't remember the exact details. I wouldn't have moved a 4m high old building 40 miles and crossed my fingers.

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I don't like the council in general, but the planning dept are very helpful.

Charnwood borough council on the other hand, are seemingly renowned for being difficult and turning down applications of most types, as at least 2 forum members can ascertain.

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Have we digressed from Pillings what is news on anyone leaving do they get a farewell party and a you will be welcome back any time from Paul

Doubt anyone will get a farewell party. Paul usually provides a floating escort out of the marina basin.........most often with the police in attendance!! And his parting shot is usually along the lines "never darken my doorstep again". He fails to realise that boaters that leave do so with a huge sense of relief at having escaped and have no intention of returning.

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Well by this time tomorrow we'll all know, my guess is the receiver will turn up, tell you what is going to happen, let you have a little moan then tell you (again) that is what's going to happen. Best bet is, they'll tell you all you are welcome to stay if you start paying maybe with a week or two free to keep you there while they try to find a buyer (easier to sell with boats and an income). Alternative is it's a "pre-packaged" (see link) in which case you won't know what's happening until it's all over and it was over before you knew it was happening. Been there lost the wages more than once, regrettably either option will cost the moorers' money. If as has been said many marinas run at a loss then you're simply the crash test dummy for a lot of others. Sorry for you all but prepare for the worst.

K

http://en.wikipedia.org/wiki/Pre-packaged_insolvency

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Upwards? Downwards?

 

Off at a tangent, but since you have mentioned it, how does one ascertain one's own credit rating? I was shocked to be turned down for an ISA last autumn, even though I owe nobody any money, and in any case I wanted to invest money in the building society, not borrow any. I was told that my credit rating was in some way unsatisfactory, though they refused to divulge any details.

Edited by Athy
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Upwards? Downwards?

 

Off at a tangent, but since you have mentioned it, how does one ascertain one's own credit rating? I was shocked to be turned down for an ISA last autumn, even though I owe nobody any money, and in any case I wanted to invest money in the building society, not borrow any.

smiley_offtopic.gif

 

Part of the problem is you don't owe anybody anything - in which case your ability to make re-payments cannot be assessed.

 

My daughter improved her rating by getting a credit card and using it for some purchases and paying it off each month. Plus if you have been refused credit it's always worth checking your file as errors are not unknown.

 

(though I admit I have never heard of any body being refused the ability to invest on that basis before)

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I've had a credit card for years, and almost always pay the full amount off each month, so my repayment capability should not be in question.

The culprits were the Cheshire Building Society by the way, perhaps there is something dodgy about them but I would doubt it.

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I was shocked to be turned down for an ISA last autumn,

 

I find that absolutely staggering. I can't think of any reason why, other than a numpty bank clerk who was incompetent.

 

The only time I had an issue with opening an ISA was when I tried to do it with a bank at which I don't have an account, and they required ID, and proof of address. I had to go home, and return with driving licence, and utility bill.

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