Alan de Enfield

Looking at those pictures you need to go back to bare metal and start again. If you just 'go over it' you will have wasted you money as it falls off within weeks.

That may limit its appeal as more and more cities introduce similar rules.

Lloyds explanation ................... There was a thread discussing the changes in 2021, where I posted an extract from a letter I received. (It was also around that time that our 'overseas' owners started to have problems insuring GB based boats). "For the first time in over 200 years in the history of Lloyds, special measure have been imposed demanding that all Syndicates writing Yacht insurance submit a sustainable business plan, in the absence of which they would be precluded from writing this class of business. This is because the market has spiralled down to a fundamentally unsustainable level of rates resulting in consistent attritional underwriting losses compounded by catastrophic (storm) claims. ........................................ ............................. we continue to write yacht business but we are now instructed to increase rates. All insurers are following suit except those who are now precluded from writing yacht insurance ...............................

Certainly Lloyds did that a few years ago and refused a trading licence to quite a lot of insurers and brokers (previously) offering boat insurance, when they considered their business plans unrealistic and the business unsustainable. If SAGA as one of them I don't know

Haven Knox Johnson are "30 years and every 10 years afterwards". They are not the cheapest but you get what you pay for, and, you save paying (maybe) £1000-£2000 for lift out and surveys every 3 years.

But, it should always be a concern and taken into consideraton - particularly as several forum members have experienced the effects of microbial attack where the steel went from 8mm to 2mm in 18 months. The worse case recorded was on a 'big ship' where it 'lost 22mm in thickness in 12 months. MIC has always been 'shrugged' off by the inland waterways industry, but surveyors now are suggesting that some 85% of steel boats on the canals are affected to some degree. Some canals are worse than others, and it seems that 'agricultural run-off' can be a major contributory factor.

I have an underwater air horn which is worn on your BCD when diving - but - it is not automatic, and, it requires a 150psi air source.

You have been knocked unconscious - as you fell in, your head hit the pontoon, lock wall, side of a boat etc. Thats why we wear auto-inflate lifejackets !

It now sounds very much like the standard BMF brokerage sales contract. BUT they all say they do this: ".....all moneys deposit and balance are held in a “client trust account”. “Separate and distinct from the brokers own monies”. But, in reality, (Maybe not the broker you are dealing with), there are a number who do not actually do it - and no one enforces it until the broker cames on 'hard times' and dips into the client-account and we have another example of the 'Nottingham Broker' There are an increasing number of Phoenix companies who 'go bust' and set up again with a new name

You can buy the water activated device that inflates a lifejacket for about £3 to £5 on aliexpress with a bit of ingenuity I bet you could attach it to a horn similar to that on the hand held 'air horn' Add a 16gram CO2 cartridge and "Robert is your mothers brother"

And, recent history in the South West, and South East suggests that mains-water consumers should be concerned.

But a lot better than ""Domestos kills 99% of all household germs."

That is very unusual - there is normally a clause saying that if the cost of repairs exceeds an agreed % of the purchase price then you can walk away with your deposit returned. With the agreement you have (and due to the age of the boat this is unlikely) if the boat is needing (say) £20,000 of overplating would you be happy to walk away and lose your deposit, or would you be prepared to pay an additional £10k to buy the boat ? Are you sure there is no clause about "right to refund of deposit" ?

My hiking water filter is 1 micron absolute and the bumpf states : * The MINI removes 99.99999% of all bacteria, such as salmonella, cholera and E.coli; removes 99.9999% of all protozoa, such as giardia and cryptosporidium... * High performance filter fits in the palm of your hand, weighs 2 ounces and filters up to 100,000 gallons (30 times more than comparable filters)... I also put inline an activated charcoal filter to remove 'taste' from soil, peat, hydrocarbons etc I do not use UV