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MartinC

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Everything posted by MartinC

  1. There is one other consideration in the calculation of the actual premium charged. Vitually all the quotes are from Brokers or Agencies and are dependent on the deal that they, in turn, have struck with the insurers. This explains why you can get several different premiums but the same insurer. The deal struck by the Broker/Agent will be dependent on several factors often more relevant to Agencies than Brokers. Total volume of business, proposed policy wording, rate of commission taken, claims history of the total "book" of business as opposed to individual claims experience to name a few.
  2. It was really sad to see some of the postings here.
  3. For answers see http://www.abya.co.uk/about-abya.aspx
  4. We used ABNB http://www.abnb.co.uk to sell our previous boat and bought our present one from them. First class service including the paper work needed to show ownership should we sell our present boat
  5. In all the publicity Thames Visitor Moorings is described as "a private company run by boaters for boaters". Even "private companies" are registered at Companies House but it has not yet appeared on the register.
  6. Useful site http://www.soliftec.com/fuelcost.htm
  7. The unit charge will be subject to 5% VAT and the service charge 20% VAT
  8. Ventnor also has the advantage of a blacking service in their own dry dock.
  9. No "Dr Alison Fells" comes up on a search of the GMC Register so, possibly , she is "not here"?
  10. Might be reasonable grounds for "stop and search" (not asking for sugar but in some of the other incidents) and, if he had any implements on him, the charge would be "going equipped". https://www.gov.uk/police-powers-to-stop-and-search-your-rights
  11. Our boat has a square but wider hatch which, I understand, is a feature of a typical Paul Widdowson shell. Means Mrs C can stand in the rain alongside me and we are both clear of the tiller
  12. Saw a similar thing at Coventry Basin a couple of years ago. The swan was attacking it's reflection in one of the (empty) shop windows. When it eventually stopped in was totally exausted.
  13. Part 2 (last week) and part 3 (this week) both featured the lift (DC thrown from the top) and interior shots in a well fitted out nb. Could not see the name of the boat.
  14. http://metro.co.uk/2016/01/08/man-with-suspect-package-sparks-bomb-scare-and-shuts-down-liverpool-city-centre-5610135/
  15. Most marine policies include a general exclusion of claims arising from reckless action. As this is a general exclusion it applies to all sections of the policy including the third party liability section. Was this a reckless action? Slightly off subject, but in the 1970s the only insurance company that was prepared to provide motor insurance for foreign armed forces members based in UK had a general exclusion which applied if the underwriters considered that the driver was under the influence of alcohol. This meant that the insurers would have to pay out for compulsory risks (at that time only third party personal injury) but would (and did!) reclaim any such payment from the insured. Although CaRT require all boaters to have insurance there is no compulsory liability of the type that applies to motor accidents. Possibly there should be?
  16. Good advice, which we now follow. We shared a pontoon with a liveaboard. Liveaboard departed just after we returned and we ended up with a big bill and no way of proving the fraud. One other point to watch out. VAT on the service charge is 20% but on unit charge is 5%.
  17. This post cannot be displayed because it is in a forum which requires at least 10 posts to view.
  18. I must live a sheltered life as I have only found the volunteers to be great helpers. Doing the Droitwitch this year it was particularly helpful to have volunteers who knew all about use of side ponds .
  19. We had a similar problem. In the end we moved the fridge to give more air circulation at the back and the flashing stopped.
  20. There are new moorings after second lock up from the Severn. I think these were added as "holding" moorings when the Severn is in flood, as one of the new warning lights is there.
  21. Two thoughts on this. There is a least one identifiable mistake in the letter, which is not surprising in view of the fact that it is part of sustained campaign which ignores the need to curb the activities of the wilder fringe of cyclists. If the writers of the letter think that everybody except them have unfettered access to Open Land they are obviously ignorant of the many exclusions relating to free use of Open Land. The New Forest which is Crown Land as well as a National Park has designated routes for cycling. These routes take into account both environmental factors and the relevant needs of horse riders and walkers. The cycle routes are well maintained and signed. However more cyclists use the prohibited routes than use the designated routes!
  22. "Do you own the boat?" Would you ask a complete stranger "Do you own your house?"
  23. onthewater.co.uk/Buy-a-Boat/The-Boat-Buying-Process
  24. This post cannot be displayed because it is in a forum which requires at least 10 posts to view.
  25. For those who are interested in the current state of research http://journals.cambridge.org/download.php?file=%2FMRS%2FMRS39_12%2FS0883769414002851a.pdf&code=b2a525ca6ec883f7ff41ae708a1ef5e1
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