Collision / insurance

[Nemysys]

Travelling along a couple of weeks ago a boat coming in the opposite direction around a bend suddenly veered off and their bow hit the side of our boat pretty hard.

 

Thankfully I cannot see any damage to our boat.

Based on the conversation we heard from the other boat crew and then they rammed a bank. I'm guessing it was a hire boat.

 

But as I am in the first year of owning a boat, I didn't really know what to do at the time.

 

 

In this situation what should you do, get the boat number etc? Report it to insurance in case you do find damage? Etc...

 

 

 

Thanks

 

Darren

[jelunga]

Travelling along a couple of weeks ago a boat coming in the opposite direction around a bend suddenly veered off and their bow hit the side of our boat pretty hard.

 

Thankfully I cannot see any damage to our boat.

Based on the conversation we heard from the other boat crew and then they rammed a bank. I'm guessing it was a hire boat.

 

But as I am in the first year of owning a boat, I didn't really know what to do at the time.

 

 

In this situation what should you do, get the boat number etc? Report it to insurance in case you do find damage? Etc...

 

 

 

Thanks

 

Darren

If it was a hire boat, get all the details you can lije boat bame and reg, hire coy and hirers name. Where when why what gappened and write/ring hire company. I think the majority would want to sort out the damage without resorting to ins companies.

Private boat similar details but also ask avd guve ins co details.

If you are unabke to exchange details perhaps because it was a hit and run, BW shoumd ve abje to tell you who the ins co is on their records. Howevez I do not rhink there are any checks done to confirm thus

[PhilR]

Make sure your insurance is fully comp. Take photos of incidents. Don't expect hire companies to pay out unless confronted with loads of evidence.

[The Lockie]

Make sure your insurance is fully comp. Take photos of incidents. Don't expect hire companies to pay out unless confronted with loads of evidence.

 

 

And even then they will try to fob you off by saying it's "knock for knock" but if you confront them withe evidence you MAY have a chance !!

Edited April 30, 2012 by The Lockie

[Guest]

Actually - there have been cases on here of hire companies being very fair with boaters who have been hit hard by their hirers so being difficult is probably not a universal ploy.

[Nemysys]

Thanks for the replies. I'll keep a pen and paper handy! :-)

 

As mentioned thankfully in this case I cannot see any damage, but good to know what info I would need.

[MartinC]

As well as name of the hirer you also need their address. The legal position is that the hire company's insurer will only be involved if the hirer reports the accident, seeks protection under the policy and co-operates with the insurer. This sometimes does not happen and you would then need to claim from the hirer. The hirer then realises that he has a personal financial liabilty and usually starts to co-operate!

[Chertsey]

A collision will very rarely cause damage to a boat. Don't go looking for problems that aren't there.

[adam1uk]

If it was a hire boat, get all the details you can lije boat bame and reg, hire coy and hirers name. Where when why what gappened and write/ring hire company. I think the majority would want to sort out the damage without resorting to ins companies.

Private boat similar details but also ask avd guve ins co details.

If you are unabke to exchange details perhaps because it was a hit and run, BW shoumd ve abje to tell you who the ins co is on their records. Howevez I do not rhink there are any checks done to confirm thus

 

Are you speaking 'Allo 'Allo?

[RLWP]

A collision will very rarely cause damage to a boat. Don't go looking for problems that aren't there.

 

Precisely. I would check with the other crew that everyone is OK, put it down to experience and move on

 

Richard

[keble]

Are you speaking 'Allo 'Allo?

probably a keyboard malfunction!

[koukouvagia]

A collision will very rarely cause damage to a boat. Don't go looking for problems that aren't there.

 

Couldn't agree more.

However, I was a bit surprised when I saw the damage caused to a friend's boat. He was clonked by a hire boat and had to have the dented part cut out. Fortunately, after protracted negotiations, the insurance company paid up.

 

[Peter Reed]

Wow, that is one hell of a dent! Looks expensive.

[Chertsey]

Wow, that is one hell of a dent! Looks expensive.

But it's still only a dent, isn't it.

[The Lockie]

You would,perhaps take a different view if that was your boat. Particularlywhen the time comes to sell it!!

[Chris Pink]

The dent in my boat is what identifies it in old pictures.

 

No I don't mind dents.

 

It's virtually impossible to dent or damage the side of a boat from a collision while passing.

 

You can dent quarters with a well placed bow. You can damage a side with a 90 degree impact.

 

But you won't ever damage 6mm steel by hitting it at a shallow angle.