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Rambling Boater

Boat insurance again

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Sorry, thought it better to put this under the General Boating section as I’m not a new boater.

 

Time soon to renew my narrowboat insurance. Last year I switched from Nautical to GJW after many years when they tried to bump up the quote by over 10%.

 

Sadly GJW have done the same trick and quoted about 13% more than last year (no, I’ve never made a claim). I looked at Basic Boat and was surprised how low their quote is of around £74 for the year. Ok, I appreciate it is just basic but with GJW quoting me around £192 hmmm. Why don’t these companies recognise loyalty? Grr. 
 

Any recommendations?

 

Edit to say I’m a live aboard CC’er.

Edited by Rambling Boater

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Basic Boat have my vote - they recently paid a claim in full with no hassle and were very peasant to deal with.

  • Greenie 1

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44 minutes ago, Rambling Boater said:

Why don’t these companies recognise loyalty?

Insurance companies not only recognise loyalty they thoroughly take advantage of it too. 

 

My late F-i-L was paying hundreds on his car insurance, after a quick visit to a comparison site I found better cover for less than half the price but no, "They've always been good to me, I'd rather stay with them."  I asked "Have you ever made a claim?".  He replied "No, but they offer a very good deal."  No amount of pointing out that their deal really wasn't very good at all would change his mind.

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Craftinsure reduced my premium this year without any change or request from myself.

  • Greenie 2

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2 hours ago, rgreg said:

Craftinsure reduced my premium this year without any change or request from myself.

Ditto.

Find them to be very fair and responsive. 

  • Greenie 1

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Same here for Craftinsure, reduced premium without a prod. Not had to make a claim yet, thankfully, but I’ve been with them for 12 years.

  • Greenie 1

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13 hours ago, WotEver said:

Insurance companies not only recognise loyalty they thoroughly take advantage of it too. 

 

My late F-i-L was paying hundreds on his car insurance, after a quick visit to a comparison site I found better cover for less than half the price but no, "They've always been good to me, I'd rather stay with them."  I asked "Have you ever made a claim?".  He replied "No, but they offer a very good deal."  No amount of pointing out that their deal really wasn't very good at all would change his mind.

I know exactly what you mean. Some of these companies seem happy to rip off the elderly and take advantage of the fact many find it difficult to go on the internet and find other quotes.

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Thanks for the replies. I'll have a look at Craftinsure. Basic boat also look good but not sure whether it's worth saving a few quid just to have third party only insurance.

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