I think in my case there would be a finite amount of money that i would be willing or able to invest in a boat, and this would depend on usage, if it was intended for a live aboard then it may be treated as one might treat a house investment, with a morgage etc and be prepared to spend for the best spec around . If it were to be used as part of your trade then again you might spend more freely as you would be hoping to get a dependable craft that would not let you down,and you would hope to recoupe some of the costs. If you were just useing it at weekends then you would be interested in the cost and may be ready to accept a lesser quality because the tendancy is that somewhate like a car the price of a boat will decrease to some extent rather than increase like a house, the lesser quality will do. but this is just me talking about the way i on a fixed budget would look at the price,i do not like debt, i would not enter into any extras deal either i would be unlikely to be able to afford it,and would expect the original specs.Dose this help?
It would be nice to know that you could trust your builder to give advice about the feasability of there plans for usage. It might also be considered that a person that boats on the canals for good or ill may not understand the nuts and Bolts of specs and how this aids longevity, usability ect, after all a lot of people drive but have no idia as to the parts that make up the car or how to fix them.Hopefully an association like you have started may improve and educate first time buyers.