I have owned my Colecraft narrow boat (built in 1993) for ten years. I was advised at the time of purchase, that once the boat reached 20 years of age, it was likely that I would be required to have the hull surveyed again as a condition of obtaining insurance.
As the boat's twentieth birthday approached, I conducted a 'straw poll' of owners, but have yet to meet anyone who has had such a condition imposed on them.
I have insured the boat again for my eleventh year without any such requirement.
My question is, has anyone experienced this situation, and at what age ? (The boat that is )
Thanks