I have spent close on £15000 hiring in the last 10 years.
For the same amount i could have had a share, on a better boat, had 33% more weeks, and i could have then sold the share recouping more than 50% of my initial outlay.
So to summarise, more weeks, less money....and the boat will always be in a better condition than some of the shite ive ended up with from hire companies.
For me, its simple.....
if you only want to go for a week a year, hire.
If you want to cruise more, but are limited due to work (i.e i get 6 weeks a year, and dont want to use them all for boating) and funds....get a share.
If you CAN cruise more than say 6 weeks a year, AND have £20k+ handy....and can afford to pay more than £100 a month to maintain........buy a boat.
For the last 10 years i have hired.
For the next 15 years i'll have a share
Then i'll buy one...
Unless i get made redundant or get the sack, in which case i'll buy one!!!!