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Strawberry Orange Banana Lime Leaf Slate Sky Blueberry Grape Watermelon Chocolate Marble
Strawberry Orange Banana Lime Leaf Slate Sky Blueberry Grape Watermelon Chocolate Marble

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magictime last won the day on February 25 2017

magictime had the most liked content!

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About magictime

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    United Kingdom

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    Yorkshire (mostly)

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  1. Standedge tunnel.

    I wouldn't want to put anyone off doing the Huddersfield Narrow - it really is an exceptionally scenic route. And the Standedge isn't as low as you might think from some of the hype - our (raised, tilting) solar panels were never in any danger. (They were in more danger from the ludicrously low bridges in Slaithwaite, in fact - now THAT was close!) However... ...I'm glad we were already planning to cut off the tractor seats on our boat; as you can see, one of them didn't survive being scraped along the tunnel wall. Nor did two or three of the fittings for our pram hood, which has left it out of commission until we get round to investigating the cost/simplicity of replacing them. We were also advised to remove our navigation lights before going through. Basically anything that sticks out seems to be at risk; if nothing does on your boat, scratches and scrapes are probably the worst you can expect.
  2. Only (I think?) if you wanted to let out your existing property rather than the new property you were buying. We just took out a Homeowner Loan on top of our mortgage and paid for the flat outright. (Still doesn't mean the option is right for you, of course.)
  3. Makes sense to me. There is the question of whether your lender would insist on moving you on to a more expensive Buy-to-Let mortgage, I guess. For what it's worth, in our own case we were able to borrow extra money against our own home and hence buy our rental property as 'cash buyers', which got round that issue.
  4. We're planning to sell the family home (similar value to your house, £150-odd thousand maybe) and move on to a boat (55ft, £45k) later in the year - BUT we will also be retaining a cheap flat (£66k) to provide us with a bit of rental income for now and a route back on to dry land/the housing ladder as and when we need it. I understand the appeal of being debt/mortgage free and I understand what others are saying about living for today etc. (brought home by serious health issues of my own this past year), but personally I wouldn't want to move on to a boat without the safety net of a (mortgage- and rent-free) route back on to dry land. I wouldn't want to reach the point at 70 years old, say, of having to rely on the state to house me. It sounds like you're in a financial position to take a similar approach with a bit of patience - in your shoes I'd be very tempted to pay off (most of?) that mortgage ASAP, sell the house and buy both a boat AND a cheap house or flat. Still plenty of sub-£100k properties to be had in the North, Wales etc.
  5. Is it worth getting a home mooring?

    Sounds like you're going into it with your eyes open. A few points: - when we had a petrol-outboard boat, we made do with a good quality coolbox rather than a fridge because we couldn't count on the engine to generate the required electricity and we didn't want the hassle and expense of using more gas than we had to. - a cheapish solar panel might suffice to run/charge a few gadgets on board through the summer - obviously take care about carbon monoxide if using a camping-type stove designed for outside use - you're right, the lack of heating/insulation is obviously far less of an issue if you're talking about April-ish to October-ish - depending on the area you're cruising, there might be CRT showers available; they're not by any means a feature of every sanitary station, like Elsan disposal and toilets, but they are dotted around fairly liberally in some areas at least. Anything that saves you using up your own water, gas etc. can only be a good thing when these things are in short supply.
  6. Is it worth getting a home mooring?

    Fair enough. And don't be too quick to assume you need an official 'residential' mooring to stay on the right side of the law long term. For a start, I'm not sure you personally would be doing anything illegal by living on a leisure mooring if the mooring operator was prepared to turn a blind eye (although the mooring operator would be ignoring the need for planning permission). But also, depending on the rules at particular marinas etc., it might be completely legitimate to live on a leisure mooring for good chunks of the year, just as it's perfectly legitimate to live in a static caravan in many holiday parks for maybe 10 or 11 months of the year, because in theory it's still not a permanent residence. It might simply depend on whether you're happy to keep doing some cruising.
  7. Hard aground

    It is absolutely gorgeous. We did it for the first time a few weeks back and it has probably pushed the L&L around Skipton into second place among my favourite stretches of canal. That photo doesn't begin to capture the beauty and sheer scale of the Pennine scenery.
  8. Is longer better or worse?

    Our boat's 55ft and still has a convertible (Pullman) dinette. Can't deny the bedroom and bathroom are a bit poky but it's as close as we were likely to find to the best of both worlds ('go anywhere' length plus flexible living/guest space).
  9. Is it worth getting a home mooring?

    Not being funny David, but if you're not wanting to live on a boat for fun, I'd urge you to think again about what other options you might have. I'm guessing you can't afford to buy a house but can afford to buy a boat, but have you properly weighed the month-to-month costs of living aboard against those of renting a flat or even a room? It might not be much cheaper if at all, especially if you pay for a mooring, and if the lifestyle doesn't appeal you there's risk that living aboard will just feel like one chore after another - move the boat, empty the loo, fill up with water, fill up with diesel, change the gas bottle, top up the batteries... I'm planning to move aboard myself soon and although I hope and expect it to be cheaper to CC than to live in a family house mortgage and all, I wouldn't be doing it if I didn't really want to live on the water.
  10. Is it worth getting a home mooring?

    The original sense of the word? I wonder if that's quite what you mean In any case, I'd hardly say his query looks fine-tuned to 'probe the limits of various regs'. Someone talking about living on a leisure mooring all or most of the year might be stretching the definition of 'leisure use'; someone talking about staying there for a week or so in between cruises is not. Someone talking about shuffling between a handful of mooring spots on a 20-mile stretch of canal would be stretching a point in terms of CRT's guidance on CCing; someone talking about cruising 20 to 40 miles in each of three or four different directions is not.
  11. Is it worth getting a home mooring?

    Yes, but he's only talking about living aboard on his home mooring for short periods in between cruises. He'd no more be using his home mooring for residential purposes than you or I would be using a visitor mooring for residential purposes by staying there for a week or so from time to time.
  12. Is it worth getting a home mooring?

    If I'm understanding the OP's plans correctly, I think it's overstating things to suggest he's doing things that are 'contentious and on the edge of the law'. IMHO the highlighted sections are what it boils down to: he really shouldn't have problem if he doesn't try to make residential use of a leisure mooring (by living there for all or most of the year) and if he CCs around a reasonably wide area on several different waterways. To be clear, the business about councils and planning permission only applies if you're talking about living on your mooring permanently. There's no problem at all with living on your boat permanently if you move around enough. And depending on how wide an area you actually are talking about cruising, the benefits of having a home mooring rather than CCing might well be marginal or non-existent. It sounds as if you're thinking of heading thirty or forty miles along each of three or four different waterways on a regular basis, which really ought to be acceptable to CRT, I'd have thought - it's a very long way from typical 'problem' behaviour such as shuffling up and down between a handful of mooring spots on a 10- or 20-mile stretch. To be clear agan, this business about residential moorings and planning permission isn't relevant so long as the OP is talking about using a leisure mooring for leisure purposes - which he is.
  13. Is it worth getting a home mooring?

    I can't see any reason at all why that should be a problem. There might be a problem if you were talking about living year-round on a leisure mooring (although many people do), but you're not. Living on your boat on a leisure mooring for a few nights or a few weeks really shouldn't be an issue; that is 'leisure' use, after all! In your shoes I'd be tempted to start out with a home mooring and give it up if you felt it wasn't worth it after a few months. Once you've done a bit of exploring and are familiar with the local boatyards, san stations, convenient mooring spots etc., you might well decide CCing will work for you (especially once you're past the stage of needing to leave your boat for the odd month).
  14. Hard aground

    Don't see what all the fuss is about. That's pretty much par for the course if you want to pull in at a lock landing on the Huddersfield Narrow.