Hi and welcome to the forum,
I'm new here as well, and hubby and I are in the process of making our dream into reality. Can say from experience that once a broker / seller find out you are in a cash buy situation they are much more willing to spend time answering your questions and negotiate on price.
Not sure how many ppl you are looking to accommodate during the transition period, but a bed sit type arrangement might also be ideal. I could see a couple of advantages 1) you will get accustomed to living in tight quarters, and when you do move aboard, it will have the feel of a spacious palace 2) it will force you to downsize appropriately 3) fairly cheap. I "think" the tenants agreement is a little less restrictive as far as giving notice etc
Firstly, when asking an open ended question of the forum, you need to prepare yourself for the wide variety of opinions / direction & advice you will receive. Most will be from experienced, kind & willing to assist members, some will state the obvious, some will be sharp/nasty on the verge of rude, some will be humorous, some will have no bearing whatsoever on your OP. Learn quickly to "separate the wheat from the chaff" and you will gain a wealth of knowledge from this forum.
You don't state your experience level for either boating or buying a boat. The below points / links are some of the directions I've either received from the kind & helpful ppl on the forum or sites I've happened across myself. If like us you are a novice, some might come in handy in planning and organizing yourself for your new life.
- log onto this forum a couple of times a day and look in on: New to Boating, Equipment, Living Afloat, General Boating; these are the four sections I've found the most useful to increasing my knowledge level. All are good and you'll pick up bits and pieces in all the others as well.
- log onto the C&RT site, paying close attention to the different licensing, mooring & BSC info http://canalrivertrust.org.uk/boating
- RYA is a great site and full of info as well
http://www.rya.org.uk/infoadvice/legaladvice/buyingaboat/Pages/default.aspx
- another informative site http://www.waterscape.com/things-to-do/boating/guides
- I found this one very helpful, as well as learning a massive amount of the acronym meanings for different organizations, directives, guidelines as well as obviously the in's and out's of the RCD http://www.britishmarine.co.uk/what_we_do/technical/recreational_craft_directive.aspx
- This one covers the BSS http://www.boatsafetyscheme.org/
- If a novice, be prepared for one of the steepest and most interesting, learning curves of your life and enjoy.
B~