I am a complete evangelical for the smaller life. I'd much rather have time to spend with my daughter, than money to spend on her.
I also find that doing work you enjoy, rather than spending five or more days a week feeling you're in hell, is worth several thousand pounds a year.
If you were self-employed working from home, would you technically need a commercial boat licence? Or would that only apply, like insurance for a house, if you actually had an office or shop there? I mean, the people mentioned above, the translator for example, would they need a commercial licence?