Yes, and all boats are different.
My boat has little freeboard so often the lines are not running down from a great height, I think that can be a benefit.
But usually I’ll just tie up with one line from the front and one from the back and don’t mind a little movement, it’s quite nice.
If the boat is gonna bang about I find 1 extra line is usually enough to keep the boat in.
But I totally get it now though 👍 that for some it’s safer not to have to lean out or step up high but be able tie to something easier to reach, so an extra T stud or cleat is dead handy.