Our insurers Craftinsure, sent its members this email this week.
"Not surprisingly, Craftinsure.com has received a number of claims following the latest floods, ranging from yachts secured to jetties and overcome by rising waters in the Lake District to Narrowboats and cruisers being flooded or breaking adrift on swollen rivers.
We are therefore emailing the following Risk Advice to past and present customers to help anyone who might be affected:
* If floods are likely, add extra mooring warps and consider using higher anchoring points not restricted by lower ones should levels rise.
* Try and arrange for local boatyards or residents to keep mooring lines adjusted if you are not able to check the boat regularly.
* Take appropriate steps to reduce the risk of any part of the boat becoming trapped under a jetty, sill or similar obstruction as water levels rise.
* During periods of heavy rain, monitor accumulation of water in the bilges. This can lower freeboard to a critical point and even lead to the boat sinking if hull openings normally above the waterline become submerged. **
* Don't rely on automatic bilge pumps to prevent flooding. Failure can easily occur due to loss of battery charge or blockages.
* Dinghies and small boats need to be brought ashore and moved to higher ground. Outboard motors should be removed and kept in a secure building.
* Sign up to Environment Agency or other relevant information sites to ensure that you can be kept informed of any flood warnings. Floodline Warnings direct is a free service that provides flood warnings by telephone,mobile, email, SMS and fax. To sign up call 0845 988 1188 or go online www.environment-agency.gov.uk, or in Scotland www.sepa.org.uk.
* Create an Emergency numbers list in your mobile or keep by the phone. Include boatyard phone numbers and the Craftinsure Claims helpline number.
* Be prepared – do you know where you could move your boat to where she would be safer in the event of flood? And how would you get to your boat if the usual route is flooded?
* Do not attempt to board or move your boat if at all dangerous to do so.
* If your boat is damaged by flooding, contact your insurers as soon as possible."
Some obvious advice, but still useful to be reminded,
**I was surprised how much water had got into our bilges after some heavy rain as the drain channels had become blocked with rain ( & auto on bilge doesn't work )