Totally agree, I would need a programmable external regulator for sure.
Here's some more specifics of my setup
We are a race boat, we don't run the engine unless we need to charge batteries on long legs. If we are "cruising" or on a "return trip" we are likely to be running the motor for hours/days at a time, the battery bank will be at 100% SoC and hopefully the alternator is not drawing much power.
Our current setup has a Balmar 614 controller. It has the adjustable ramp up on the field current. Hopefully this is good enough to keep the belt and engine happy.
We also sail in very warm waters, we are in the west side of florida, the Gulf of Mexico waters here are very warm. Our biggest issue is with heat. And so, im oversizing the next alternator. Our current air cooled 70a alternator unit reaches 120c. While I think a water cooled alternator will be cooler, it's still a lot of heat for a small engine floating in very warm water (30c is possible in the summer near shore)
My first assumption is that we will try to design around a 190a alternator and program whatever controller max out at 150a and see if temperatures (and belts) are ok.
As for spindle speed of the alternator, for sure, we will need to make sure we are driving the unit at the most efficient speed. I just got a quote from Beta, they have a 6pk crank pulley that is 210mm in diameter. My next efforts need to find out what diameters are going to be available on these alternators. I think we will likely run the motor at a crank speed of 2-2500 rpm (in neutral). What RPM's are you'all running at for peak power and or efficiency? What do you estimate the alternator speed is?
FInally, if I do need to be like a "Hot Rod" I'm hoping I can leverage this feature of the Balmar 614, "small engine mode" which apparently allows for a discrete switch to be flipped to reduce the current by 50%. Of course, if everything is well enough balanced thru programming and belt speed, maybe we don't need this, but here it is!
Thanks again for all the responses, this is truly useful for me.