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After 10 years paying reasonable premiums for comprehensive boat insurance cover, I can at last genuinely recommend Craftinsure from personal experience. I have always responded to the regular questions here about "Who is a good insurer?" by saying Craftinsure seem good, but only a claim will confirm if that is the case. Well, I've now had my very first claim, and they have indeed paid out! With all the Covid lockdowns from Nov last year, I was unable to visit my boat for almost 6 months. When I finally could visit in April, I found my engine hole about 2 ft deep in water (Its a cruiser stern) despite having 2 auto bilge pumps and 2 x 110Ahr batteries and 100 W of solar. It would appear that with all the rain we had last winter the pumps had been running so long and frequently, they completely emptied my batteries and consequently stopped working. altogether. Further rain eventually drowned half the engine, submerged the starter motor, alternator, wiring, fuel pump, batteries etc etc. It was not obvious that anything was amiss from outside - until I lifted the deckboards and saw the damage directly, and so no one at my moorings had any reason to raise the alarm. Everything was as dead as a Dodo. Another couple of weeks and it could easily have sunk. The estimates for repair were well in excess of £6K and Craftinsure sent their surveyor to inspect and report back to them. They made a couple of minor deductions for "betterment" , my excess etc, but have paid out the vast bulk of my claim. I have to say they have been very fair throughout and all done online. So I am more than happy to confidently recommend Craftinsure as a good insurer that honours its obligations in my experience. I will not consider changing my insurer for the rest of my boating days as a consequence - even if my premium goes up a bit at renewal. That's assuming they'll have me, of course!!!