Hi, thanks for saying hello.
we are on the verge of our first narrowboat, if only the bank would stop messing us about. refused first request for £60K as they said we wouldnt be able to fund the repayments, Ha, they must be joking i thought. Nope they were deadly serious.
No mortgage, house worth £280k own businesses, what planet are they on........
Came to light that my driving school business that they wouldn't take the income into consideration as it's only been running since may has caused the problem... well it's fine with us if they don't use the income but it's going a bit far to then take it's expenses into consideration!!
Went to appeal on friday the19th, should have had an answer on Monday but no...tuesday maybe...no,underwriters gone home till this monday........The wait is killing us.
We are buying from Harrall brokerage in Northwich, Cheshire. She is a 65' cruiser. dec2006 but unused by owner who moved to cyprus and wanted a boatfor when thay visited england. due to ill health he has never even seen the boat and so decided to sell. She has done 150hrs with the staff at harrall at the helm as requested by the owner.
We have been advised not to bother with a survey as the boat has hardly moved and the brokerage know it's full history as in the base plate etc. we checked with a local boat builder as we were still going to get a survey but he felt we would be wasting money, he too knows the history of the boat. Just wondered what everyone on hear thinks.
Also, here comes the silly question, we are buying the boat knowing we cant cruise past wigan locks i.e 62' but just wanted to confirm this as a lady we spoke to said if we went in on an angle we would get a 65' boat through!!!
All advice appreciated.
M x