Traditionally we've been told the home is the best investment we can make, our money was safe and we were sure the home would rise in value. the credit crunch has changed all of that, many home owners are now in negative equity on their mortgages, according to breadmarket some home owners are having to adjust their lifestyles and cut out non critical expenses in order to save enough money to meet the mortgage payments. with all this pressure, I have to wonder, why bother with a house? why not just buy a boat and enjoy life on the canals?