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jpatrick101

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Gongoozler

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  1. All sorted now. Thanks folks. It was insurance that included wreck recovery I was after - not just stand-alone wreck recovery. And before anyone says that wreck recovery is/should/ought to be covered in any third party/fully comp insurance, I would remind you that insurance is a very precise art. One insurer might insure for something while another won't. And slight change to a boat's risk/circumstance will mean it is easier/harder; cheaper/more expensive to insure. Insurance for wreck recovery for a residential boat is regarded as quite different to that of a leisure or commercial boat. And a commercial boat that allows clients to take the boat out (a bareboat charter) has very different risks to one that doesn't (eg an AirBnB). So if your assumption about insurance is based on your own experience of your boat or previous boats, best not to assume that my boat is the same or located in the same place or is used for the same purposes - all of which will affect the ability to insure and the price of insurance. Happy sailing.
  2. I'm touched by everyone's concern regarding whether I have all my risks covered and fascinated by the general chat about my insurance needs and the speculation as to whether I have a 'sinker', public liability / fully comp / third party insurance or whether I have actually read the terms of my current insurance! etc. Perhaps I should have been more specific in the wording of my question - which was specifically asking for the name of an insurer who can cover wreck recovery for a boat rented out on Airbnb. A couple of people have moved me closer to that so thank you to them.
  3. Thanks. I've got third party insurance which specifically excludes wreck recovery. And they won't quote for fully comp insurance for a boat on Airbnb.
  4. Okay, let's close this thread. I'll return to insurance brokers to answer the question. I had simply hoped that someone who runs a short-term let from their boat and has wreck recovery insurance may be able to help. And to those who have speculated on the condition of my boat (brand new from a nationally reputable builder); the licence (approved and all conditions met); public liability insurance (covered) etc etc - thanks for your concern. But please sleep easy tonight. :-). Thanks however to the member who mentioned Velos who I will chase.
  5. I do have public liability insurance. I guess I was specifically after the name of an insurer that can offer wreck recovery for a boat that is rented out for short term lets. I've got everything else covered. It's just the name of an insurer that I need.
  6. Yes it is. I have a license to use the boat as a short-term let and am compliant with all the conditions of the license.
  7. I need to insure a wide-beam canal boat in Scotland for wreck recovery/salvage. The boat is used as a business for AirBnB and is on a permanent mooring from which it doesn't travel (other than for pump-outs when I drive it). Does anyone have any experience of insuring boats used for short-term lets for wreck recovery?
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