Hi there, I'm new here...I've dreamed about living on a boat for years and only very recently started actually looking into doing something about it but I need some advice as I know very little about boats, I hope this is the right place to ask, please forgive me if not.
I currently live in a city, in a flat and to be honest it's depressing. It's also very expensive. I'd love to give up all that for a nice cosy little boat but not sure whether I can even afford it.
I live in Southampton and would ideally like a mooring on the River Itchen but I don't know if there is anything suitable. The River Hamble would be OK if not, I know there are houseboats there but not sure who owns the moorings or how expensive they are. Ideally, I'd like somewhere with a water supply and residential permission. I also have no idea how much it would cost to rent a mooring. I can't really stray too far from Southampton as that is where I work but it would be great to be able to cruise around at weekends or for holidays.
As far as boats themselves go, a Durch Barge would be great although probably outside my budget...a narrowboat would probably be ideal as I live on my own and that would be plenty enough space but if I bought a narrowboat, would I be able to sail it around the coast? Southampton has no connection to the canal network as far as I know so it would be a bit restricted in that respect.
I currently earn just under £1,100 a month and would be interested to know if anyone thinks I can afford it or not. At the moment, almost half of my wages go on the rent for my flat which I would give up if I could live afloat. I have about £1000 savings and no debts. From research I have done online so far, it appears that the best option for financing a boat is an unsecured personal loan but that depends on how much buying a boat would cost. I have had a look and seen boats costing everything from over a hundred thousand to £14,000 but I have no idea what is good value and what is expensive. My only other outgoings are necesarry things such as council tax, electricity etc.
I don't want anything fancy, as long as she doesn't leak and is possible to live aboard, I don't care if she's tatty; I don't mind as I am happy to spend time doing her up. Where is the best place to buy a boat? My problem is the location. Is moving the boat by lorry possible or is that prohibitively expensive? I have seen this one on Ebay and the price is about right but I don't know if she's any good. http://cgi.ebay.co.uk/36-Springer-Narrowbo...1QQcmdZViewItem
Any advice you can give me would really be very much appreciated then I can decide whether living aboard is a dream I can pursue or just a pipe dream I can only afford if I win the Lottery.