seawitch

Have read a lot on here in prep for living afloat...but one question keeps me awake at night..how many people who live aboard have the choice to go back on land (eg if illness forces move back)? I am not in a position to have a house to rent out (or a finished mortgage) while I transition to living afloat. No savings, no ISAs,no 'portfolio'... no money sense if truth be told!-( and dont really want any!) It has to be sell the house to fund a boat. So how many of you contributors have actually broken the land ties altogether?-or manage without having a place to return to when you are no longer able to sustain a life afloat ( for whatever reason)? I want to get rid of the strain of a mortgage altogether- (my house is just an expensive storage facility for a wealth of crud that I have accrued over the years of having a family!)I work and plan to continue to do so for at least a time while I develop a self employment alternative, but the way I see it, I can help my sons get on their property choice ladder better while I am actually seeing some of my hard earned wages-rather than paying a ridiculous mortgage for them to inherit one small city semi between the three of them when I die, or worse - end up selling it (they will get stung for that as well) to pay for my own institutionalised care in my old age (because inevitably, as a teacher, I will end up in some kind of 'home'!) I'm not a pessimist! no really- just really trying to think through all the possible pitfalls and considerations I need to take into account...I would probably made the move already, but house has been on the market over two years so have had lots of time to think about what others say ( especially the doubters and plan aheaders- in other words- extended family and outlaws!) All thought welcomed