mattysupra

Thanks for the heads up. I think i will be cancelling my current policy and going else where. Possible this craftinsure. And to think that going with a big name and paying the extra (double in the case) will give you best cover.

Annoying thing is that in my case and im sure most other peoples, i applied online. Didn't bother shopping around. Simply took out a policy. O and i believe far from the cheapest if had of shopped around. Big name company so 'presumed' good cover. As i did mine online i was giving the option to download the insurance cert. That i have done. I did not get a terms and 'pull your pants down' conditions. Either way i have already paid my money at this point. Maybe i missed something and ticked a box not realizing that i would not be sent out the full terms? Could be my error? but i personally think its bad that your not sent this in the post. Lesson learn't tho, but again if i didn't know this extra terms and conditions existed then im sure others will get caught out? Put it this way, my boats value is £35k. I paid £650 i think on mine. Basically due to i paid to be with a big name company. I never shopped around. So not like you can say i shopped around for a cheap quote! As for my parents boat ( the one with the fire ) i would presume more money.

Seems better than 'my' boat policy, not sure if my parents terms etc are the same ? Have a read of this - http://www.lifesure.co.uk/policydocuments/marine/new/Haven%20Inland%20Policy.pdf

its people like yourself, + the mass of Pm's also that have talked me around. Why should you genuine lot suffer because of others. I cant be bothered with arguing mate. not over a daft thread that im actually trying to warn people. We will see how it goes but i cant be bothered with thread craping. Thanks for your post mate. just for you mate- http://farm4.staticflickr.com/3116/3776769097_0799204cdf.jpg

LOL, its nothing special mate, No different to NB which is a little over weight with over sized engines.

thanks for your post. To the point without being rude. Personally i don't think i needed to say what sort of boat it was simply as we was talking about insurance being refused. The thread going of topic on prices of parts has been explained. I did not want to come on here looking like i was bragging at the size of boat etc so kept that quiet, after all im not sure the size of boat in question matters. The way the posts has progressed (mainly by going off topic) it has come out that the boat in question is a lot larger than the average boat. I did not want to come on here and sound a big headed idiot by saying 'mine is bigger than yours' so left out what type of boat it is and size. End of the day we all use the same insurance company and we are discussing the insurance claim, Not how big the boat is and its layout. Anyway, thanks again for a normal post. Regards matty

Yes correct, i joined the forum to warn you all of a issue with insurance. Im 99% confident they wont pay out so the claim i dont care about. Personally i was getting enough people viewing the thread before i name the insurance company. As a forum, would i return? Not with what i have witnessed of the bully post hero's Maybe because we are a salty family?(or so you think) well we have other boats/ barges in the family. we do use the rivers and canals. Im amazed that no one has asked what i do for a living personally. like i say before, the thread was about insurance issues. It was not for me to be cross examined. Happy sailing to you, sure i will see a fair few of you over the next season. Thanks to all that was helpfull.

and now you seem to be following suit of picking a argument over a thread that has been posted to advice you all of a potential issue with your insurance. No worries, wont bother updating on here again as you and your mate have made it clear that you now want to cause a issue. I cant be bothered with people trying to cause a issue. Thanks all that gave some constructive feedback, thanks. Catch you on the rivers maybe

i believe that in the first post the above said that " its a stupid place to put master switches" but almost all boats of the same build over the last 20 years use the same place. The boats obviously pass safety checks etc and this would seem to be the best position ? After all they are away from the engines and in a different compartment. I also believe that it was said by the above that " we should not discuss this on a forum " but the amount of PM's and people asking me to name the insurance company seem to disagree with them. There 2nd post is to try and pick faults with how i have typed up the info, even going the extra mile of quoting me and i believe 'wrong' so i add up a full description of where the battery switches etc are to get rid of any confusion. 3rd post is to say "whatever' like a kid in a play ground. So why would i want anymore of there pointless posts trying to cause argument from the start. If they have nothing constructive to add than to go around quoting comments and trying to pick out issues in what someone has said then i would prefer them not to post at all. I get the idea that we have the odd keyboard hero with high post counts trying to 'bully' the new users. Must say that everyone else has been spot on so its a shame you have the odd one who lets the forum down. Sad really.

bye, thanks for your pointless input.

What are you going on about ? are you on about where the battery switches and fuel cut of is? If so they are under the floor at the rear of the boat. You lift a large hatch and go down some steps to area about 12' x 10' and maybe 4 feet high. Down here is all workings like auto pilot , exhaust silencers, heating etc. A big store cupboard. After the power was cut he re-entered the boat where the engines are installed. Again you open hatches to get to them. The port engine was on fire. The engine kill switches on this level of the boat are about another 5 feet on past the engine room above your head on the main control panel. Is that enough info or you still confused?

not these ones. You can get that type tho. In this case even if we set of the built in engines ones i dought they would of put out the fire out due to where it started.

There is auto fire extinguishers down there, 2 infact. I dont think you understand how big the fire needs to get before they get set off tho. If we had waited for the flames to reach the auto fire extinguisher i would say the amount of damage would of distroyed theh boat.. As we jumped in there we stopped the fire before it spread. Also the battery switches and fuel cut offs are not down in the engine room, they are at the other end of the boat. This boat is Mid engined.

loads of room down there

shall we not worry about the value of genuine parts and copys / reconditioned / secondhand, whatever. The amount of the claim is not in dispute. the dispute is the insurance is apparently void.