eye high skipper
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Posts posted by eye high skipper
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These works around Middlewich are definitely taking place now
Trent & Mersey Lock 72
https://canalrivertrust.org.uk/notice/7757/lock-72
Shropshire Union Lock 2
https://canalrivertrust.org.uk/notice/7731/lock-2-stanthorne-lock
There is an Open Day at the now drained Lock 72 on Saturday November 26th
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I had family legal insurance on my home policy and despite being in the right they would not take on my case..I ended up with the help of a friend researching law and taking them on myself..I was vindicated but did not receive ££..remember you don't get full costs awarded. Im going through another injustice ATM and again although I have all the evidence I'm not going to benefit financially.
Perhaps it does work for some..they gave advice over the phone but the leg work I did. It would be interesting to know if anyone has actually benefitted from home insurance legal help.
On another note...
Yooohooooo Max...U OK?
I paid £25 for Family Legal Insurance which gave me £100k cover (£80k plus VAT). I had something I wanted to try use it on and they told me I had a case and could trigger it. However if at any time a Barrister thought I had a 51% or more chance of winning I had to proceed with my own funds, if their £100k had been exhausted. It was a complicated case with a firm who could choose to fight it abroad. The costs could have been a runaway train, capable of bankrupting me! So I bottled it and didn't proceed.
Thanks for these suggestions eye high skipper, but there are a few additional problems to this case, just to name 2, one is this is concerning a Dutch administration and I left the Netherlands in '79, 2nd. I haven't got a home insurance that could help me, and even if I would have had one, that would have been a French one, and they would surely never bother attacking a Dutch administation.
Cross border cases are more expensive and problematic.
Good luck with what you decide.
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If I ever win some money in the Loto, I can attack the administration in court, and with the help of a good (expensive) lawyer, there would be a fair chance that they'll have to pay me everything I should have received.
Some solicitors have free sessions where people can discuss the merits of a potential case. If they think you have a strong case they might take it on as No Win No Fee.
Another option, (if you can use a residential address maybe not possible for full time on a boat?), is to look at adding Family Legal Insurance to the Home Insurance policy (£20 to £30 a year), if the terms read like you could use it to fight your case.
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Met my black cat at the boat after one last look around. She led me round the Balti King. My cat is locked in the men's room. How do I get her out?
Clever cat, she obviously told the other to wait while it got some help.
Have you thought about asking that cat about some of your boat problems? Maybe draw two options and ask it to pick one?
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This is a website with info about TV options in motorhomes:
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How does one avoid gagging?
Change your diet?
Failing that, buy some of that stuff that the Police smear under their noses before examining a ripe murder scene.
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I like narrowboats. They are classy and distinguished affordable homes. I have been browsing through many websites featuring boats for sale, I always love what I see and I can't wait to get one and strip it down so I can renovate it to my own taste.
Buy a shell so you don't have to strip it down?
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The government want everybody up to their eyeballs in mortgage debt to their banking masters. Then people have to work more years and pay more taxes. So anything, like boating, that might look like a alternative cheaper form of shelter has to be made to look less appealing and cost more. So anything is possible re a new Act.
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Is it possible that they noticed the licence was out of date, reported it to the CRT who removed it, then they bought it from the CRT?
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Interesting. We seem to have about a fifty, fifty split. (Don't mention Brexit). We wouldn't rule out doing a one day instructional course which I think will be a better investment but we would probably leave that until we were closer to making a purchase. At the very least we will take up an invitation from a friend to 'do some locks' but I think I am leaning further towards not spending money on a hire boat. No disrespect to those that suggested it is essential, but I'm now convinced that we aren't making that huge mistake I referred to in the OP. Thanks all.
I've been thinking about this for myself. Hiring isn't that cheap even out of season. I think doing 3 instructional days with different people on different style boats, in differemmt winter months, would be more useful and half the cost of a week's hire.
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As amply explained in posts 11 (which you have quoted) and 20.
I must admit that I didn't know that V.A.T. was payable on second-hand goods.
Apologies if I made a post I shouldn't have done.
I was only asking for clarification as although MtB's post did seem to be implying a reduced offer might hurt the broker more, do the figures contradict that? Against a £1,350 commission they still had a £7k profit (minus the cost of fixing anything obvious) if accepting the £27k. Though now VAT has been mentioned I'm not sure where that fits in.
Anyway don't want to derail the OP's thread and good luck if they purchase this boat or in their hunt for another.
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Not entirely on-topic but it might be helpful to the OP to read my musings on how brokers, Whilton in particular, decide on the price of the boats they sell.
Boats for sale at Whilton fall into one of two categories.
1) Boats privately owned and placed on brokerage at Whilton by the owner, a bit like a house is placed with an estate agent. The owner pays the broker a percentage of the selling price on completion of the sale. Typically perhaps 5% plus VAT. Here, it initially appears to be to the broker's advantage to sell at a high price in order tio maximise their commission, but if you reflect of the work it takes and time the boat occupies a berth on the broker's site, it actually makes more business sense to sell a boat on brokerage cheaply as you could probably sell three boats 15% underpriced in the same time it tales to sell one boat 10% overpriced. So it is in the interest of a broker to constantly prssure the seller to reduce the price in orer to get the bost sold quickly and the sales commission banked.
2) Boats owned by the broker firm itself. Firms like Whilton run adverts in the boating publications along the lines of "We buy any boat, cash waiting". They go along and have a brief look over a boat and offer a low, low price on the spot. If the deal is accepted they make immediate payment and send an employee along to steer the boat away and bring it back to the sales site. Once back at base they fix anything obviously wrong then photograph it and place it on sale at as high a price as they think they can get. They will know virtually nothing about the boat, understandably.
Now consider the effect on the broker's potential profit if you offer say 10% under the sale price on each of two £30k boats, one in each of the two categories above.
In the first category the broker, should your offer be accepted, makes £1,350 instead of £1,500. Not a massive difference.
But what about the boat they paid £20k for and have on sale at £30k? They stand to make FAR more money from this sale - £10k profit. But your 10% reduction means a selling price of £27k so their bottom line profit is reduced by £3k, a FAR bigger loss to the firm than on the other boat.
So when negotiating a purchase it is helpful if you can figure out whether the boat is genuinely on brokerage (i.e.a commission sale) or owned and being sold by the brokerage itself.
If owned and being sold by the brokerage firm itself you also get a whole raft of consumer protection missing when you buy a boat genuinely sold on commission on behalf of the private seller.
Is that because you think if the boat is owned by the broker, they are less likely to accept a lower offer?
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On the Llangolen yesterday, approaching me in the distance were a couple with 2 children walking alongside someone else in a canoe. I expected the canoeist to be a 3rd child but as I passed realised it was Grandma's canoe!
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I got chatting to a liveaboard a couple of weeks ago, while on a canal walk 10 miles from where I live. He was mooring for the night and was going to cycle to pick his car. By coincidence he was parked yards from where I live so I gave him a lift to his car. This got me thinking about what would be the best sort of vehicle to have while being a NB liveaboard. What about a van that's big enough to live in? If you wanted to moor/store the boat and spend a couple of winter months driving down to Southern Europe. There are lots of things you could move from boat to van and back, depending which you are using at the time.
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Because I don't know how to upload pictures on my phone, I use the easy (for me) solution that I wrote earlier, I just do it by sending an email to myself with the phone, and then I open the mail with the laptop, upload the photos and join them to the message on the forum, which has worked painfree sofar.
For clever people like yourself and many others, of course they can do it directly with their phone, I may learn how to do that too one day (I hope)
Peter.
Not me guv! I've heard of Instagram but never used it.
I only suggested it because I have no idea if there is a laptop/pc with internet access on the boat. It's supposed to have 500m users so presumably it's easy to use.
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Whilst we have low inflation generally the prices in pubs and restaurants seems to have rocketed in recent years. This is the main reason why I rarely use them. Congleton jazz and blues over the weekend, I paid £3.80 for a pint of Bombadier that was served much too cold. Beartown Tap, who apparently brew their own, desisted from passing on the saving they enjoy from not supplying a middle man, charging £3.40 a pint.
Broughton Arms at Rode Heath is good on a Tuesday though; £2.20 a pint for real ales after 8.00 p.m. 100% or so mark up on supermarket prices, seems reasonable. A 200% + mark up certainly isn't. It's no wonder so many pubs are closing.
Ditto that, I was there last Tuesday.
Also Mon to Fri 12pm to 5pm they have a buy one get one free food offer http://www.marstons.co.uk/img/pubs/assets/menus/Village%20Light%20Nights%202016%20Main%20Menu/High%20Band%20Daytime%20241%20Menu/68a193b0-f74e-4f91-b97f-bf61caa7d124.pdf
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Mechanic said he will call back.
Morrisons is close, but I have to wait to find out if I will get help today.
Can't upload pics as I don't know how to do it on a phone.
(Can't beleave no one knows what a thingy is!)
Captain dirty girl
Maybe you could use something like Instagram to upload a phone photo?
Then post a link on here to your Instagram page, so people can see the photo and know which thingy you mean.
Edit forgot link https://play.google.com/store/apps/details?id=com.instagram.android&hl=en_GB
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I need help. I'm between the swing bridge and the swing bridge. Nearly took out several boats and the marina (staff buried there heads)
I am a pants driver. Anyone around?
PS
Nappies for the pup and nappies for engine room.
May have killed several trees and bushes....maybe a cow as well. Should have listened to the grown ups in the forum
HELP
Think duck.
Calm on the outside but paddling like hell underneath the surface. If you look in control then you are in control.
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Can I just say, as someone who is thinking of buying their first boat, I'm finding this thread inspirational.
Good luck MissMax!
42 feet of pure prettiness
in New to Boating?
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A thread that just keeps giving!
Good luck Miss Max.