Newbie insurance question - survey?

[Tom Morgan]

If I buy a relatively inexpensive GRP cruiser, with 2 years BSC still to run, and want only third party insurance, are insurers likely to insist on a survey?  I'd be grateful for any guidance on this.

[Ex Brummie]

For 3rd Party only, you should be able to get insurance without a survey.

[Tom Morgan]

5 minutes ago, Ex Brummie said:

For 3rd Party only, you should be able to get insurance without a survey.

Thank you for your prompt reply, Ex Brummie.  Much appreciated.

 

Edited September 12, 2018 by Tom Morgan
To correct a spelling mistake.

[Alan de Enfield]

Ensure that the 3rd part cover includes wreck-recovery (this can cost £1000s, then add in potential pollution from diesel & oil and you can be hit with a £10s of thousands bill if you are not covered).

[Tom Morgan]

Not the first thing this newbie thought of, Alan, but glad you mentioned it and I will remember that.

 

[MtB]

2 hours ago, Tom Morgan said:

If I buy a relatively inexpensive GRP cruiser, with 2 years BSC still to run, and want only third party insurance, are insurers likely to insist on a survey?  I'd be grateful for any guidance on this.

 

Best to ask the insurers for a definitive answer. But generally no.

 

www.basicboat.co.uk don't ask me for a survey, they'll insure a colander if you wish.

 

 

[Arthur Marshall]

Basicboat.co insurance is nice and cheap, and they do pay for wreck recovery.

[Tom Morgan]

Thanks to you all for the advice, especially for the names of a couple of insurers to try.