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18 minutes ago, Robbo said:

I wonder if it's the other way, as you may need a bigger deposit for a new boat due to the initial depreciation?

Yes, good point. But there are a few ways to spin this. A lender may think that you will certainly add value to a new sailaway because that's what you must do if you're going to live in one, but with a second hand boat there's no guarantee you're going to improve it.

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