Liveaboard and insurance.

[Quixote.]

Hi,

 does anyone know if it is necessary to have a  permanent address for insuranve purposes?

BB ask for address..

Thanks, and soz if asked before...searched and got lost...:-)

[Alan de Enfield]

 

 

BB ?

[Quixote.]

Basic Boat..

[Alan de Enfield]

5 minutes ago, Quixote. said:

Basic Boat..

 

If you are a liveabaord then your boat is your permanent adress.

 

Are you trying to insure it 3rd party only or fully comp ?

What age is the boat ?

 

Try other insurers -  CraftInsure are one of the better ones and cater for liveaboards.

 

Craftinsure Boat Insurance

Edited May 21, 2021 by Alan de Enfield

[JamesWoolcock]

22 minutes ago, Quixote. said:

Hi,

 does anyone know if it is necessary to have a  permanent address for insuranve purposes?

BB ask for address..

Thanks, and soz if asked before...searched and got lost...:-)

They may want a postal address for you where they can write to you perhaps, although I do all mine through email. 

[Quixote.]

1 hour ago, Alan de Enfield said:

 

If you are a liveabaord then your boat is your permanent adress.

 

Are you trying to insure it 3rd party only or fully comp ?

What age is the boat ?

 

Try other insurers -  CraftInsure are one of the better ones and cater for liveaboards.

 

Craftinsure Boat Insurance

Thanks...

getting quotes, so could be either full or third party...

1995...

Thanks for the link Alan, will check them out...

1 hour ago, JamesWoolcock said:

They may want a postal address for you where they can write to you perhaps, although I do all mine through email. 

Thought it was a bit counter-intuitive...but will look further, thanks.

[Alan de Enfield]

13 minutes ago, Quixote. said:

Thanks...

getting quotes, so could be either full or third party...

1995...

Thanks for the link Alan, will check them out...

 

 

You may well need a full 'insurance survey' as the boat is over 25 years old. Some insurers demand a survey at 25 years & some at 30 years - it depends on who you go with.

 

So, as a liveaboard if you only go 3rd party then if anything happens (sinking, fire ????) then you lose all of your lifes possessions, At least as a 'leisure boater' if the boat is lost you still have all your valuable possessions, passports, birth certificates, etc etc in your house.

 

Think carefully about the implications of your choice.

Edited May 21, 2021 by Alan de Enfield

[Quixote.]

1 hour ago, Alan de Enfield said:

 

 

You may well need a full 'insurance survey' as the boat is over 25 years old. Some insurers demand a survey at 25 years & some at 30 years - it depends on who you go with.

 

So, as a liveaboard if you only go 3rd party then if anything happens (sinking, fire ????) then you lose all of your lifes possessions, At least as a 'leisure boater' if the boat is lost you still have all your valuable possessions, passports, birth certificates, etc etc in your house.

 

Think carefully about the implications of your choice.

Tbh...it would be loosing the guitars that would hurt most..

 

In seriousness, I will chat to the people and see what they require for Full....

Thanks again Alan.