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14 minutes ago, aracer said:

So despite 1 million uninsured vehicles and only 100,000 caught a year it's impossible for a car to be uninsured for long. OK, you're entitled to your opinion.

However it covers legal liability as standard, including for cycling. Unsurprisingly the wording is almost exactly the same as standard. Page 26 of https://www.lv.com/-/insurance/media/gi/home-insurance/pdfs/policy-documents/2019/lv-home-doi-p1.pdf?la=en&u=20190528091550 (section 27, somewhat confusingly)

"What’s covered 27. Liability to the public If following an accident someone dies, is injured, falls ill or has their property damaged anywhere in the world, during the period of insurance, we’ll cover the legal liability of you or your family as: n occupiers of your home; n private individuals."

"What’s not covered Liability arising from: n pollution or contamination unless caused by oil leaking from any fixed heating installation in your home; n the ownership of your home or the ownership or occupation of any other premises; n the death, bodily injury or illness of you or a member of your family or domestic employees; n the ownership or use of any aircraft, motor vehicle (including motor cycles, quad bikes and motorised scooters), horse drawn vehicle, ship, vessel or craft;..."

 

motor vehicles specifically excluded, no mention of pedal cycles in the exclusions, hence right there is your 3rd party insurance for cycling.

Because otherwise the inevitable conclusion is that you've not bothered to read my post and you don't know what I think. It would be so, so easy for you to quote me that the inescapable conclusion is that you don't want to (hint, it's in the post I made immediately before the original question) - I can only assume that it's not something you want to discuss because it would challenge your views.

 

Yawn, I'm off to the pub now. Better than playing follicular disection with you.

Edited by cuthound

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3 minutes ago, cuthound said:

 

Yawn, I'm off to the pub now. Better than playing follicular disection with you.

OK, cool, so you're not prepared to admit you're wrong despite me providing evidence and you're still refusing to answer the question. I think we know where we stand regarding your contributions to this forum.

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