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Momac

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Everything posted by Momac

  1. This post cannot be displayed because it is in a forum which requires at least 10 posts to view.
  2. Except when the exemption from RCR under regulation 4 applies where the new builder keeps the boat 5 years after first use.
  3. There is certainly too much fresh on . Looks like a dryer spell is forecast from 4th January so hopefully the flooding will have chance to recede. But the water level has has been higher in the last month or two.
  4. Momac

    Loan

    When we moved to our present house we needed some furniture. But the address had no credit history because it was newly built and we were the first owners. So we gave the retailer our previous address and all was good. One of the tenants at a neighbouring house had a serious bad debt (bankrupt). The landlord did not receive his rent for several months. But worse still the property had a lien placed on it which had to be cleared and that required legal help . It was all sorted but the landlord sold up after that experience.
  5. Momac

    Loan

    Quite a few years ago I used to have personal loans to help buy cars . At no point did I ever have to prove to the lender that I had actually bought a car. So a loan was paid off and I perhaps some time later started another loan with the same lender . I came to a time when instead of changing the car using the loan I bought a boat. Therefore if its a personal unsecured loan you can buy anything with the money. All the lender asks is you pay it back, with interest of course , according to the agreement. I expect such a loan would be limited in amount the £1 to £25k bracket and paid back over 1 to 7 years - eg Co-Op bank https://www.co-operativebank.co.uk/products/loans/
  6. I agree the shore power cable is the first thing to check . eg try a different cable if possible.
  7. The OP which describes a form of canal rage also .
  8. The same could be said of buses / trucks on the roads but people tend to deal with that that without obvious emotional response. Although having said that I do get the impression that road rage is more common than in the past. Lets not make canal rage a thing that is commonplace.
  9. The guy obviously needs some help with his mental health issues.
  10. I don't know what other people think but in that case its the nutcase from the narrowboat who is the source of the problem. The wide beam boat was causing no issue whatsoever.
  11. Reminds me of stories like people buying a car and then finding they can't fit it in their garage. Its not the car dealers fault
  12. That's a good example And I expect the Co Op gets its produce delivered by road .
  13. I didn't say that It has been said that fuel duty does not necessarily go towards funding the roads . Boats don't contribute a huge sum in duty especially due to the 60/40 split and allowing for those who only, or mostly , pay the domestic rate. Another sector that pays fuel duty is construction. Since April 2022 construction plant should have been using full duty white diesel.
  14. That's true But the outcome in favour of narrow craft with a home mooring was predictable You are correct the wide beam surcharge on the scale now proposed was not predicted on this forum as far as I know, especially since some wide beam surcharges are already in place. And continuous cruisers got off lightly.
  15. Yes the result was completely predictable. So the results should have been mathematically adjusted to reflect the relevant population of boats associated with the responses and only boat owners should have been allowed to take part. In the case of multiple owners of one boat then only one response per boat should have been permitted.
  16. Yes they advisories Please look at the wording. The comments are on items that have not passed . If something has not passed then its a fail. So you still get the certificate with a fail if its an advisory matter.
  17. it is possible for a BSS certificate to be issued even when the boat fails to achieve a pass on some aspects of the BSS standards. Examples of these are as per the extract below
  18. Its not really about one person saving £200 per year The OP is now paying the EA while previously he presumably had a Gold license where the license fee would have been split between the EA and C&RT (please correct me if I am wrong) So the C&RT are losing out in his case by part of the annual license fee . If lots of wide beam owners do the same by moving to EA waters then C&RT will not see the increase in income that they might have expected. Surely widebeams will become less popular on C&RT water due to the license fee increases (which will suit some folks). So, with time,and due to the reduced numbers of widebeams the narrowboats that remain on C&RT waters will have to see corresponding license fee increases . .
  19. Considering the clause quoted that 3rd party cover could also be invalidated if the boat was found to be non compliant with BSS. That's correct. But thankfully a minimum of £2Million 3rd party insurance cover is required in order to obtain a license.
  20. On that basis would you buy insurance with the above noted clause included? Thread drift is usual on this forum
  21. This is true So the existence of an unexpired BSS certificate is not an insurance requirement (even if the above noted clause is present).
  22. Thank you So that clause means any non compliance with BSS could invalidate the insurance. We all know that the presence of a BSS certificate is not a guarantee that the boat complies with the BSS.
  23. My insurance is silent in the subject of BSS and License I would be interested to see the relevant wording from your insurance documents.
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