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ruth_willow

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Gongoozler

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  1. Oh, someone told me to say that because they don't like giving you a loan for a boat. I could try and just not say anything though, that's fine too! Really? Ah s### if I need 5 years of accounts I'm basically ####ed because I've been a student for 3 of those years earning quite little. Is 5 years normal?
  2. Hello, I want to borrow £15k to help buy a boat but I am self-employed. I do have a near perfect credit rating though (971 out of 1000) Does anyone have any recommendations of where to look? Obviously I will say I am buying a car etc. I've tried HSBC and if you're self employed they want a tax return. This is okay but tax returns are kind of quite far in the past and the last one I filed in for 2014 - 2015 was the year I was doing an MA so there isn't mega bucks recorded, about £10k. There will be more on my next one which is due in January so could wait until then. Any advice appreciated. Thank you, Ruth
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