Had a bit of a surprise a couple of month 's back ,Tuesday local village open street market day fairy early around 8.45am wanted to by an item IIRC in the region of €5 only had a €50 note stall holder hadn't enough change,at that time ,right behind his stall the bank local branch where I have my €100's deposited enter & ask for 5x€10 notes in exchange for my €50, certainly when would you like to collect , "NOW" not possible the soonest would be 10 days as we have to get it from head office . Gobsmacked is an understatement .