Received my renewal quote for narrow boat and contents of towergate they quoted £439.29 last year it was £454 . So I had a ring round something I hate doing, first was G J W £90.000 boat £5,000 contents £150 excess for boat £50 for contents £387 a better policy as no claims bonus protected , next was nautical the same cover as G J W but only £350 both G J W & Nautical are Agreed value towergate wasn't, so a phoned towergate to ask them for a better quote they came back with £371 so I told them I would not be uesing them and told them if they had quoted me £371 in the first place I would have stayed with them , so it pays to shop around, hope this is some use for some one