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MartinC

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Everything posted by MartinC

  1. There is an offside mooring just below lock 4 on the Ashton, providing you do not mind the trams on the other side of the wall. A few mooring rings hidden in the grass.
  2. Back on topic. Warwickshire Police Canalwatch have just posted brief details but interesting (or not!) "If you see the boat of have any information that could help the police with their enquiries please call 101 and refer to inc 72 of 20/3/18." Crime reference seems to differ.
  3. Assume you are "tongue in cheek". Ask that question of a Lloyd's underwriter and you would get a notice of cancellation.
  4. This looks like a Craftinsure policy. The relevant bit is the penultimate item under General Exceptions "Claims arising from your reckless actions...". "reckless" disregarding the consequences or danger, lacking caution, rash (Oxford Dictionary). Roll in the legal fees!
  5. Building societies were demanding and getting significant commission on insurance which, of course, was reflected in the premium. Just one of the many scams that building societies got up to, such as refusing surveys other than through their own "selected" surveyors. All a thing of the past now? Energy suppliers are doing this as well.
  6. Without going too far off the direct topic, this does raises an interesting point. Who is funding the restoration? I can find a previous contribution of £1m from the County Council, a Lottery grant, small financial contributions (shown on Charity Commission site) but lots of valuable voluntary work led by Shropshire Union Society and several other charities. Various other bodies have been set up but appear to be "talking shops" only, even the Prince of Wales has popped in and out. CaRT, and BW before them, meet running costs but for their financial involvement in restoration see https://canalrivertrust.org.uk/refresh/media/thumbnail/28659-the-montgomery-canal-restoration-strategy.pdf. I am sure that somebody else has already discovered lots of benefactors and will let us know who they are!
  7. I normally use Firefox but for the last few weeks I have not been able to use "reply" and new content only shows about twenty items with no "load more activity"button, so I am using Safari for this post. The background colour for this site on Safari is the usual blue but it is black on Firefox
  8. CART only ask for confirmation of insurance valid on the renewal date of the licence.
  9. If you want to know why you are receiving so much rubbish see https://haveibeenpwned.com/
  10. Must have been doing it at the same time as you. Same experience but a couple of things to add. Had some help from one CRT vounteer plus a digger driver on a local building site helped my wife holding the boat when I was down the weed hatch and, lastly a number of comments from locals about "where did all that come from?", to which I made a gentle reply. As far as we are concerned, ticked the box and no longer on the list.
  11. Certainly looks as if it caught on top of the beam. Unlikely to have caught lower down as there are "slider boards". I wonder why it was not fitted with a sacrificial link on the fender. The previous sinking in lock 40 involved two boats using the lock and appears to relate to projecting stonework.
  12. Walking the dogs after mooring up above Middlewich we came across a hire boat crew approaching a lock where the lower gates had been left open. They were hanging about, then entered the lock and started to wind up the lower paddles. Treated them as normal people, explained politely how the lock worked and helped them through. The next day we caught up with them on the paired Cheshire locks and without asking they sent one of their crew to set our locks for us. Helps to be nice! I have not mentioned the name of the hire company as I (hope) am sure that they had given details of lock working but possibly had over emphasised the need to empty locks!
  13. Sovereign in Banbury but I think they only open on Fridays! After that Fenny Compton.
  14. Now back in use, but no lolly pop marker on top sluice.
  15. Are New Islington VMs (and elsan etc) still in use? Am I correct that the only entrance is on the Rochdale as I have seen a map somewhere that showed an entrance on the Ashton?
  16. Tree down at bridge 22 GU blocking whole canal. CART advised.
  17. The CART improvement list listed a new Elsan facility at Alperton, opened this year. Been through Alperton twice but no sign of it. Anyone seen it?
  18. Factors to take into account for comparison: Policy wording (by no means standard!). Exclusions vary, are there any which affect your requirements? Claims reputation. Service standards, including ease of using web site. Underwriting requirements (e.g. age of boat/survey) Then you look at premium level including provision and cost of paying monthly. Navigators & General, who have a significant portion of the market, is a trading name of Zurich. You will come across them in several guises with different premiums because it depends, amonst other things, on who is acting as agent or broker and the profitability of the "book" of business being written through that broker or agent, the underwriting criteria and policy wording they have negotiated and the "cut" they are taking.
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  20. This post cannot be displayed because it is in a forum which requires at least 10 posts to view.
  21. There is one other consideration in the calculation of the actual premium charged. Vitually all the quotes are from Brokers or Agencies and are dependent on the deal that they, in turn, have struck with the insurers. This explains why you can get several different premiums but the same insurer. The deal struck by the Broker/Agent will be dependent on several factors often more relevant to Agencies than Brokers. Total volume of business, proposed policy wording, rate of commission taken, claims history of the total "book" of business as opposed to individual claims experience to name a few.
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