Hi All
Well the pressure is now on, I was made redundant last year from a good job and we have now sold both of our houses subject to finalising matters and have to decide whether we use the money to buy a smaller house or go for it and buy a wide beam boat and move aboard? We have determined that a wide beam would be the best option for us to live on, though understand that this extra space comes with some limitations for long term cruising of the systems.
The capital generated from the sales if invested should be enough to give us a sufficient though not massive income to retire / semi retire with, and i am awaiting final detail from financial advisers to clarify this. (Though as we know investments can go down as well as up) Hopefully in 10 - 12 years or so we would still have enough capital to buy a small house if we decide to, draw down our private and state pensions (I'm 57 my wife is 54) and await our impending doom.
However as always complications raise there heads firstly my wife wants to keep her part time job for a wile, and we want to keep fairly close to the Warrington area for the next few years to be near our children and grand children. As we would not their fore be able to continuously cruise for a while, we are attempting to locate a suitable mooring on the Bridgewater preferably with power and facilities that we can use as a base and then cruise around the area for a while. Hens teeth springs to mind.
Looking at the houses and areas that we can buy in and still retain enough capital to provide an income makes down sizing a bit un appealing, while some of the wide beams in this price range are very nice indeed.
We would certainly need a boat designed to be self sufficient and assume that power etc are things that we will have access to sporadically at best. Any views on the specifications that would best achieve this would be helpful I/e Water heating, Central Heating, Electrical system, Solar / Wind assistance, Appliances, Toilet type, (Helmet on) size of holding tanks, etc I know many of these issues are subjective and cause lively debate and would be interested to hear from current live aboards with limited power access on there views of the best specifications.
My current Thoughts
Fire - Good Quality multi fuel with back boiler?
Hot Water - Back boiler, colorifier and an emersion heater?
Central Heating - Back boiler, and Diesel system
Electrical - Battery banks charging system type?, Solar power type?, Inverter type?
Toilet - Pump out with good capacity tank?
Fridge 12 V
Washer?
Also if we have a permanent mooring though we would spend a lot of time out and about I am assuming that we are not perceived as living on the mooring, even though we are living aboard the boat? How is this perceived ? are we just bridge hoppers?
I always thought if we had the chance it would be simple buy boat sod off! Funny how something that you have thought as your goal for 35 years suddenly becomes a bit uncertain just when you find yourself in a position to do it. Grand children who knew it!!
My head is in bits!!