If you are thinking of full time living on a boat, you need to also plan for how long? What could cause you to have to move ashore?
And then what?
For us a period of inhabiting the British inland waterways was a good option for our time and resources compared to what else we could have done at the time.
As it obviously is, or was, for the bulk of the posters on this forum.
And it obviously, for the vast numbers of livaboards who choose this as a lower priced option for housing for a time, close to their place of work or study, or just as nice way to pass the early active years of retirement.
This inspite of the real challenges, especially in inclement weather of this lifestyle for even those young and fit.
But our life cycle is one towards growing decrepitude. We increasingly leave behind being young and fit. Bugger it.
And the process usually includes one or more significant sudden degradation steps in our health and abilities.
So making provision for this almost inevitable occurrence increasingly transitions from being prudent, to something much more urgent.
Real estate is a finite resource spread ever more thinly amongst a growing population.
Hence it's ever increasing value, enhanced considerably by populist government policies to "preserve value/privilege" of real estate owners.
Hence advice on this forum to obtain, or at least retain, an interest in this asset class as a priority.
With the relitive market movements of boats and real estate increasingly widening, coming ashore is increasingly becoming more and more financially fraught.