I'm normally irritated by single handers who expect you to do everything for them, but this was an exception.
I know it's off topic but I see this sort of remark quite often. I am a single handed 70 yr old female. I prefer to go through locks on my own when I can take my time and be careful. If I insist on doing my share when I go through with another boat then they have to wait whilst I go up or down the ladder etc - this is embarrassing and can make me take risks. It therefore seems to be the politer and more sensible option to concur when they tell me to stay on my boat, but I can assure you there is no "expect" about it.
With regard to the main question, I do have the rented-out property that I could return to option but have no intention of doing so, when I can no longer cc I will get a permanent mooring.