Hi folks,
Another newbie writes! I've been reading and enjoying these forums for a while now, but have only just registered to post.
I have read quite a few opinions on the costs of living aboard, which seem to vary quite wildly. It seems that a lot of that variation is down to the relative luxury/modernity of the boat, where located, and expected usage, so clearly it is not going to be straightforward to nail down living costs to a fairly specific figure (not least because you never know what maintenance costs will crop up, especially on older boats). But, for my plans to be able to join the world of life afloat, costs are a bit of a deal-breaker as I'm going to be looking at living pretty frugally in order to make it pay. I'll be in a position later this year to draw an early pension if I quit my job, and together with renting out the house (which still has a mortgage), I reckon I could get close to 10k a year. Now that might not sound much at all, but if (and its a big if!) running costs could be kept down to the approx £3800 (without mooring) that one particular book estimates, then it would definitely be do-able. However, if costs would be closer to the £6000 per annum that I've also seen quoted here, then it would make things a lot harder, if not impossible. I would be looking at buying an older boat (in the approx 25-30k price range, prob around 45'), and unless a relatively inexpensive mooring could be located (preferably in Lincs/Cambs/Norfolk area), then I would be CC'ing. I just wondered whether, with your experiences, you think perhaps I'm not quite ready, financially, to make this move yet, and would perhaps be advised to wait another year, to save up some more money/clear a bit more mortgage/boost the pension up a bit (and possibly hold out for that elusive redundancy, which would make life a LOT easier!). For the record, I'm not overly DIY savvy, so would not be up to doing too much in the way of maintenance myself, although I'd have a good go at repainting as and when necessary, and, camera gear aside, I am not particularly materialistic so a relatively frugal lifestyle is within my scope.
I realise this is possibly too open-ended a question for my first ever one on here, but any guidance/experiences would be appreciated!